Key Professionals in a Real Estate Transaction


• REAL ESTATE AGENT

 Licensed by the state to represent parties in the transfer of property.

• HOME INSPECTOR

Objectively and independently provides a comprehensive analysis of a home’s major systems and components.

• LOAN OFFICER | LENDER

A representative of a bank or other financial institution. They help customers identify their borrowing options and help them understand the terms of their loan.

• APPRAISER

Works on behalf of a lender and provides a market analysis of the subject property. An appraiser’s finding is subjective and combined with market findings of sold properties within the surrounding neighborhood.

• INSURANCE AGENT

Helps a homebuyer determine the homeowner’s protection coverage needed and then finds the right insurance policy to fit those needs.

• REAL ESTATE ATTORNEY

Can give advice on all legal aspects of the real estate transaction. Additionally, they are able to draft and review contracts, help decide how to take title and assist with the consummation or closing process.

• ESCROW | CLOSING OFFICER

A non-biased third party who works with all participants to facilitate a successful closing of a real estate transaction. At closing, the escrow officer will collect the purchase money funds from the Buyer and lender as well as the settlement costs from each party. They disburse the funds in accordance with the closing instructions and record the necessary documents to transfer ownership of the property.

• TITLE OFFICER

Performs title searches to ensure a clear title so a title insurance policy can be issued. After verifying title conditions, title officers report their findings so that issues may be resolved before sales are completed. 

Send a message